Posts Tagged ‘finances’

Don’t Fight Over Finances

Tuesday, January 8th, 2013

fight-over-financesIs money tight at your house? Does it cause stress in your marriage? Are you the opposite of your spouse as far as spending? All of these things were true for me. God transformed my mind to have supernatural peace about finances, even though we were still spiraling deeper and deeper into debt.

I came to a point in my marriage when I was yelling at my husband for how he spent money. I was so stressed over money that I felt like I was drowning. My husband wanted to go out on a date, but we didn’t have the money, so I couldn’t enjoy it.

I was bitter against my husband for how he spent money, even though I had no idea that I was bitter. If your marriage is strained, you might be bitter and not know it. Get into the silence and ask God if you’re bitter. Then be quiet, and you’ll know the answer. Ask God to help you get rid of the bitterness if it’s there. Only God can supernaturally take it away.

To be honest with you, money is still tight at our house. But all the stress is gone. I have complete peace. I don’t even care if I end up in a cardboard box on the street with my family, because I trust God, and my marriage is sweet. I trust my husband. He can buy anything he wants, and I feel sweet and happy and don’t judge him. How can this be? Yes, we’re out of credit card debt, but we were in deep credit card debt for 10 years, and I had this supernatural peace way before we were out of debt.

In other words, if you can actually manage to hand this whole finances thing over to God for real, even in the middle of your horrible finances, your marriage can be sweet, and you don’t have to fight, even if you’re still in debt.

I explain this way more in my audio, where I go into tons of detail, but please ask me questions, my sweet friends. I want so badly for you to have peace in the area of finances, and you can have that peace today.

I’m giving away three copies of my testimony “Don’t Fight Over Finances.” If you want to enter the drawing, leave a comment. Here is a description of what I’m giving away, which you could actually purchase if you don’t win the drawing: Don’t Fight Over Finances.  I will announce the winners (and e-mail them) on January 12, 2013.

Congratulations to the 3 winners of the giveaway, “Don’t Fight Over Finances”: Judi, Jane, and Brenda R. (I’m e-mailing each of you with the audio!)

Used Curriculum Sale

Friday, June 22nd, 2012

used-curriculum-saleThis week I attended a used curriculum sale. It’s basically a garage sale for homeschoolers. An entire church gymnasium is full of tables covered with homeschool curriculum that homeschool moms are selling. I used to rely on used curriculum sales heavily back when I had no money at all. You really can homeschool on a shoestring even if you are poor if you rely on God and ask Him whenever you need curriculum. God has always supplied my needs and even my wants through the years.

I haven’t been to a used curriculum sale in quite a while (because I buy things new to support homeschool companies), but since my unit study this fall is “The Renaissance,” I wanted to get a whole pile of stuff on the Renaissance, especially hands-on activities. Well, I found lots of Renaissance materials, which I will be showing you on my YouTube channel in September. One of those items was a video curriculum for the Reformation, which happens during the Renaissance. We’ve already seen the first one, and it’s good. My husband is glad that I’m teaching our kids about the Reformation, because it’s part of our church history just like the book of Acts is church history.

The best item I found was an interlinear Greek-English New Testament. My dad taught me biblical Greek three years ago (I show you what course it was in my Ancient Greece Unit Study YouTube video), and I always wanted a Greek New Testament with the English beside it. Those Bibles normally cost at least $40, and I bought mine for $2, and it was in new condition. I tried not to jump up and down when I saw it for fear that the seller would raise the price.

I bought a calligraphy set for $1, which my kids used today, after watching the video about John Wycliffe translating the Bible from Latin to English. This was before the printing press, so all the copies of Scripture had to be written by hand.

I picked up a copy of a book Roller Coaster Science for $1, since my sons like to know the physics behind the roller coaster rides. We are planning to go to Silverwood Theme Park this summer, since the kids earned free passes from “Reading is the Ticket.”

I thought it was sweet that one of my sons insisted that we buy Foods from the Bible, with recipes from Bible times, for 50 cents. We also found a modern Junior Cook Book from Better Homes and Gardens, a kid’s cook book. (I collect kid’s cook books. My kids enjoy cooking, and kid cook books are always splashy with color.)

I bought a new cursive handwriting book for my third son, who wanted it. It cost half of what it cost new. I got a “Where in the World is Carmen Sandiego” computer game to replace the one we used to have, which mysteriously disappeared. I found a crystal radio kit for my husband for $1. He collects old electronics kits for some reason, and he shows our boys how exciting the world of electronics can be.

I found a spy gadget kit for $1 (a backpack alarm), a pair of glasses that makes you think you’re a fly for 50 cents, a watercolor how-to book, The Hiding Place (book), and The Federalist Papers (book). My husband was pleased that I bought The Federalist Papers. He’s strongly into the Constitution, which I’m sure all homeschoolers are, since we value our freedom and independence.

I got several other things, but the one book I put beside my bed was Margin: Restoring Emotional, Physical, Financial, and Time Reserves to Overloaded Lives. Yes, I think I’ll read that one first…

Hoarding Money

Thursday, March 15th, 2012

hoarding-money“I don’t give a flip about the poor. I think they are lazy frauds that beg off people just to go buy booze. Why on earth should I help them?” I declared to my husband.

After doing a Beth Moore Bible study on the book of James, I was aghast at how many Scriptures command us to help the poor. Helping the poor is something commanded by Jesus, James, and tons of other Scriptures. I was floored and horrified because I have never heard a sermon about helping the poor, and I don’t care one whit about them. What is wrong with my hardened heart?

(Here are some verses about helping the poor: Exodus 22:21-27, Leviticus 19:9-10, Leviticus 25:35-38, Deuteronomy 14:28-29, Deuteronomy 15:7-11, Deuteronomy 24:17-22, 1 Samuel 2:7, Nehemiah 5:6-13, Psalm 12:5, Psalm 112:5, Proverbs 14:21, Proverbs 14:31, Proverbs 17:5, Proverbs 19:17, Proverbs 22:16, Proverbs 28:8, Proverbs 28:27, Isaiah 3:14, Isaiah 58:5-7, Isaiah 61:1-2, Ezekiel 18:5-9, Amos 5:11, Matthew 19:21, Luke 6:34-35, 38, Luke 14:12-14, Galatians 2:10, James 2:1-7, Revelation 3:17.)

As I was reading the book of James, I was convicted that we live “in luxury and in self-indulgence” in this country, and meanwhile other believers are working hard and don’t have enough to feed their families. In the body of Christ, we ought to fill each other’s needs instead of overpampering ourselves. My husband has the gift of giving. If he sees a need, he automatically fills the need of the other person. I am not talking about professional beggars that are liars. What I’m talking about is interconnecting with other believers in the body of Christ, whether at a local church, or with other homeschoolers, or with friends. These people aren’t lazy and shouldn’t be lumped in with frauds.

I do NOT believe the poor should get help from the government (aside from not having to pay taxes), because then they feel a sense of entitlement and demand it, and the majority stop working. That’s sin. If someone doesn’t work, neither shall he eat. (II Thessalonians 3:10) If someone doesn’t provide for his family, he is worse than an unbeliever. (I Timothy 5:8) But if someone is working hard and still can’t feed his children, and you know about it and do nothing, you are guilty of sin. Read James 2:15-17: “If a brother or sister is poorly clothed and lacking in daily food, and one of you says to them, ‘Go in peace, be warmed and filled,’ without giving them the things needed for the body, what good is that? So also faith by itself, if it does not have works, is dead.” God says your faith is dead if you see someone in need (for real), and you don’t help them.

We enjoy hoarding and piling up all of our money at the bank. There is nothing wrong with being rich, since Abraham was rich, and so was Job, and they were both godly people. But both Abraham and Job gave to other people and didn’t just hoard it to amass riches.

This whole idea of hoarding money reminds me of the man in Scripture who had full granaries and worked super hard to become rich, only to have his soul required of him that very night. “But God said to him, ‘You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?'” (Luke 12:20)

Exposing the Harm of Ultra Frugality

Wednesday, March 14th, 2012

ultra-frugalityI don’t understand what it is about the poverty mentality among Christians. We use fewer squares of toilet paper and squeeze toothpaste until our fingers hurt. We borrow things from people to avoid having to buy them, and we buy just about everything used.

Don’t get me wrong. I lived this way my whole life until two years ago. Then I stepped back and saw what I was doing. I also saw unethical behavior in homeschool circles. I was a part of a group of hundreds of homeschool moms online, and they were copying copyrighted material to avoid buying the products of sweet homeschool businesses who they were harming. I left the group immediately, after a fellow homeschool mom blew the whistle on them and got thrown out of the group.

What is wrong with us? Don’t we think that God can provide for our needs? Do we think that stinginess is godly? Because frugality is NEVER mentioned in Scripture. The Proverbs 31 woman dresses her family in scarlet and gorgeous clothes. She is not scrimping and ripping people off. No, she’s industrious, and God provides for her abundantly.

Even through all the years of having no money, God provided lavishly for me. Sometimes He provided the money for me to buy new curriculum. God is God. He owns the universe. Every single penny you have belongs to God. God is able to do abundantly beyond all that you could ask or think. (Ephesians 3:20) Let’s not limit God.

Yes, we need to not spend more than we earn, and we should save money so that we can pay for car repairs and other things. I’m not talking about that. I’m astounded at the amount of Christians who have an enormous amount of money at the bank, but physically suffer because they have their thermostat set to extremely cold temperatures in the winter. They are frugal because they pride themselves in being frugal, as if God is glad that they are causing their families to suffer when they have the money to make their families warm.

It reminds me of Ebenezer Scrooge from A Christmas Carol, who didn’t realize until it was almost too late, what really mattered in life. You don’t know when your life will be required of you. Why die with a huge pile of money beside you?